Since the conflict began on 28 February 2026, Bahrain has repeatedly come under direct threat. In July, Bahrain's Ministry of Interior activated sirens and asked residents to seek shelter after missile and drone threats, and Iran's Revolutionary Guard claimed strikes on a US military base in Bahrain during the same period of escalation.

A ceasefire held, unevenly, from 8 April 2026 — but it has since collapsed. By mid-July 2026, strikes had resumed, and sirens sounded again across Bahrain as recently as this week. The situation remains active.

What's Happening Right Now

Since February 2026, Bahrain has faced real, direct impact from the ongoing conflict between the US, Israel, and Iran — including sirens, missile threats, and reported strikes near US military facilities. The ceasefire reached in April 2026 is no longer holding as of this month, with strikes resuming on both sides.

We know this is unsettling. This advisory isn't here to alarm you — it's here to make sure you know exactly where your car insurance stands, while things are calm enough to act.

Is War Damage Covered by Standard Car Insurance?

No. Every comprehensive Motor policy in Bahrain — from GIG Gulf or any other insurer — excludes damage from war, invasion, or civil unrest. This is industry-wide, not a gap specific to one company.

In practical terms: if a war-related event damaged your car and you only held standard cover, that claim would ordinarily be declined.

War Cover for Motor Insurance (GIG Gulf)

War Cover is an add-on to your comprehensive Motor policy that reinstates protection for exactly what standard policies exclude. Includes:

• Direct physical damage from war, invasion, or warlike operations
• Cover for civil war, rebellion, revolution, or uprisings
• Cover for civil disturbances, strikes, riots, or labour unrest
• Opt-in add-on — simple to select at quote or through our team
• Sum insured up to BHD 5,000*.
  *Terms and conditions apply
• Available on Motor Prestige, Motor Perfect, and Motor Select

Why Add War Cover with GIG Gulf?

Because your protection shouldn't have gaps you find out about too late:

• Regulated in the Kingdom of Bahrain
• Cover activates roughly 48 hours after purchase
• Simple to add to a new or existing policy
• Standard Motor policy excess applies — no surprise terms
• Over 70 years of regional expertise

How to Add War Cover

Adding War Cover is quick and straightforward:

1. Select War Cover while obtaining a new motor insurance quote online
2. If you already have a GIG Gulf policy, contact the Bahrain customer service team with your policy number
3. Choose your preferred sum insured option
4. Cover is added to your policy during the conversation
5. Coverage becomes active 48 hours after purchase

Documents and Information Required

• GIG Gulf policy number (for existing customers)
• Vehicle details (for new customers)
• Private Saloon, Sedan, SUV, or 4WD vehicle information

Final note: act while things are calm

Cover takes about 48 hours to activate — so the right time to add War Cover is before you need it, not during an active event. Whether you're getting a new quote or already hold a GIG Gulf Motor policy, adding this protection takes minutes.