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Call: 80001222 or Email gigrsa@europ-assistance.com
Submit claims
Click here for claims submission.
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Call +971 800 2926
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Teleconsultation
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Best Comprehensive Car Insurance in Bahrain
Terms & Conditions apply*
Why choose GIG Gulf's Car Insurance
Drive protected with Benefits that matter
Explore Your Plans
customers
- Covers you, your car and third party in an accident
- Agency repairs up to 3yrs
- Round the clock roadside assistance
- Window and wind screen breakage applicable
-
War cover
Car rental is provided for up to 7 days.
-
GCC or KSA Cover
-
VIP services
| Benefits (in BH) | Comprehensive - Prestige |
|---|---|
| Loss or damage to the insured vehicle | |
| Liability to third parties | |
| Medical Expenses | Up to BHD 200 |
| Clothing and Personal Effects | Up to BHD 200 |
| Agency Repairs | Up to 5 years |
| Personal Injury | Up to BHD 5,000 |
| Windscreen or Window Breakage | |
| Replacement Hire Car | |
| Accident and Breakdown Rescue | |
| Personal Accident Benefit | Optional** |
| GCC Cover or KSA Cover | Optional** |
| Automatic Cover Extensions | |
| VIP Services | |
| War Cover | Optional** |
Compare Plans
- Covers you, your car and third party in an accident
- Repairs at Agency approved Workshops
- Round the clock roadside assistance
- Hire a replacement car for FREE
-
Hire a Car
-
GCC Cover
-
War Cover
| Benefits (in BH) | Comprehensive - Prestige |
|---|---|
| Loss or damage to the insured vehicle | |
| Liability to third parties | |
| Medical Expenses | Up to BHD 100 |
| Clothing and Personal Effects | Up to BHD 100 |
| Agency Repairs | Up to 3 years |
| Personal Injury | Up to BHD 2,500 |
| Windscreen or Window Breakage | |
| Replacement Hire Car | Optional** |
| Accident and Breakdown Rescue | Optional** |
| Personal Accident Benefit | Optional** |
| GCC Cover or KSA Cover | Optional** |
| Automatic Cover Extensions | |
| VIP Services | Optional** |
| War Cover | Optional** |
Compare Plans
Only with GIG
- Covers damage to your car, third-party liability, and windscreen repairs—all included in one comprehensive plan.
- 24/7 Roadside Assistance
- Add the extras you need, from GCC travel cover to a replacement hire car
- Dependable claims service
- Covers third party in an accident
- Round the clock roadside assistance
-
GCC cover or KSA Cover
-
War cover
| Benefits (in BH) | Comprehensive - Select |
|---|---|
| Loss or damage to the insured vehicle | |
| Liability to third parties | |
| Medical Expenses | Optional up to BHD 100 |
| Clothing and Personal Effects | Optional up to BHD 100 |
| Agency Repairs | NA |
| Personal Injury | Optional up to BHD 2,500 |
| Windscreen or Window Breakage | |
| Replacement Hire Car | Optional** |
| Accident and Breakdown Rescue | |
| Personal Accident Benefit | Optional** |
| GCC Cover or KSA Cover | Optional** |
| Automatic Cover Extensions | Optional** |
| VIP Services | Optional** |
| War Cover | NA |
Compare Plans
| Benefits (in BH) | Comprehensive - Prestige |
|---|---|
| GIG exclusive rewards | Up to XXX BH |
| Loss or damage to the insured vehicle | |
| Liability to third parties | |
| Medical Expenses | Up to BHD 200 |
| Clothing and Personal Effects | Up to BHD 200 |
| Agency Repairs | Up to 5 years |
| Personal Injury | Up to BHD 5,000 |
| Windscreen or Window Breakage | |
| Automatic Cover Extensions | |
| Accident and Breakdown Rescue | |
| Personal Accident Benefit | Optional* |
| GCC Cover or KSA Cover | Optional* |
| VIP Services | |
| Replacement Hire Car | |
| War Cover | Optional* |
| Benefits (in BH) | Comprehensive - Perfect |
|---|---|
| GIG exclusive rewards | Up to XXX BH |
| Loss or damage to the insured vehicle | |
| Liability to third parties | |
| Medical Expenses | Up to BHD 100 |
| Clothing and Personal Effects | Up to BHD 100 |
| Agency Repairs | Up to 3 years |
| Personal Injury | Up to BHD 2,500 |
| Windscreen or Window Breakage | |
| Automatic Cover Extensions | |
| Accident and Breakdown Rescue | Optional* |
| Personal Accident Benefit | Optional* |
| GCC Cover or KSA Cover | Optional* |
| VIP Services | Optional* |
| Replacement Hire Car | Optional* |
| War Cover | Optional* |
| Benefits (in BH) | Comprehensive - Select |
|---|---|
| GIG exclusive rewards | Up to XXX BH |
| Loss or damage to the insured vehicle | |
| Liability to third parties | |
| Medical Expenses | Up to BHD 100 |
| Clothing and Personal Effects | Up to BHD 100 |
| Agency Repairs | NA |
| Personal Injury | Up to BHD 2,500 |
| Windscreen or Window Breakage | |
| Automatic Cover Extensions | Optional* |
| Accident and Breakdown Rescue | |
| Personal Accident Benefit | Optional* |
| GCC Cover or KSA Cover | Optional* |
| VIP Services | Optional* |
| Replacement Hire Car | Optional* |
| War Cover | NA |
| Benefits (in BH) | Comprehensive - Prestige | Comprehensive - Perfect | Comprehensive - Select |
|---|---|---|---|
| GIG exclusive rewards | Up to XXX BH | Up to XXX BH | Up to XXX BH |
| Loss or damage to the insured vehicle | |||
| Liability to third parties | |||
| Medical Expenses | Up to BHD 200 | Up to BHD 100 | Optional up to BHD 100 |
| Clothing and Personal Effects | Up to BHD 200 | Up to BHD 100 | Optional up to BHD 100 |
| Agency Repairs | Up to 5 years | Up to 3 years | NA |
| Personal Injury | Up to BHD 5,000 | Up to BHD 2,500 | Optional up to BHD 2,500 |
| Windscreen or Window Breakage | |||
| Replacement Hire Car | Optional** | Optional** | |
| Accident and Breakdown Rescue | Optional** | ||
| Personal Accident Benefit | Optional** | Optional** | Optional** |
| GCC Cover or KSA Cover | Optional** | Optional** | Optional** |
| Automatic Cover Extensions | Optional** | ||
| VIP Services | Optional** | Optional** | |
| War Cover | Optional** | Optional** | NA |
What people say about us?
Frequently asked questions
What is car insurance?
Car insurance helps protect you financially if your vehicle is damaged, stolen, or involved in an accident. It can also cover your legal liability if you injure someone or damage another person's property while driving.
Depending on the type of policy you choose, your cover may include:
- Damage to your own vehicle
- Damage to other people's vehicles or property
- Injury to other people
- Damage- Theft, fire and certain natural events (subject to your policy) to your own vehicle
In Bahrain, third-party liability insurance is the minimum legal requirement for all registered vehicles. Comprehensive car insurance includes this mandatory third-party cover while also protecting your own vehicle against covered losses.
Check GIG car insurance plans & pricesIs car insurance mandatory in the Bahrain?
In Bahrain, third-party liability insurance is the minimum legal requirement for all registered vehicles. You cannot register your car without valid insurance coverage. Comprehensive car insurance includes this mandatory third-party cover while also protecting your own vehicle against covered losses.
Check GIG car insurance plans & pricesWhat is the difference between comprehensive and third-party car insurance?
The main difference is the level of protection each policy provides.
Comprehensive car insurance includes the mandatory third-party liability cover required by law in
Bahrain, as well as protection for your own vehicle.
Depending on your policy, it may include cover for:
- Damage to your own vehicle
- Damage to third-party property
- Injury to other people
- Theft, fire and vandalism and certain natural events
- Optional benefits such as roadside assistance, agency repair or GCC cover
This option is suitable if you want broader protection and greater peace of mind.
Third-party car insurance provides the minimum legal cover required to drive in Bahrain. It typically includes:
- Damage to other people's vehicles or property
- Injury to other people
It does not cover damage to your own vehicle if you're at fault.
This option may be suitable if you're looking for a lower-cost policy that meets Bahrain's legal requirements.
Cover, limits and optional benefits vary depending on the policy you choose. Please refer to your policy wording
for full terms, conditions and exclusions
Are damages due to WAR covered or included with GIG Motor Insurance policy?
GIG car comprehensive policy gives option to cover for loss or damage to your vehicles due to
- Fighting between countries, even without an official declaration
- Invasion by a foreign power
- Civil war, rebellion, or revolution
- Major civil unrest that escalates into an organised uprising
- A military or other group taking control of a government by force
*T&C apply.
GIG offers 2 different cover add-on options with our comprehensive plans:
- Essential cover
- Full cover
What does GIG war cover add-on NOT include?
What it doesn't cover:
- Third-party liability — this add-on covers only your own vehicle
- Damage from radioactive, nuclear, or atomic sources
- Goods carried for trade or business
- Airport or airside operations
- Any loss within, or within 500 meters of, a military base, defence site, or marine port
- Taxis, rental vehicles, and government or embassy-owned vehicles
Cover starts 48 hours after the add-on is bought — claims within that window aren't covered. Standard policy excess — what you pay first on a claim — still applies.
This cover runs from purchase to the end of your policy period. It's non-cancellable and non-refundable once issued, and doesn't renew automatically — and needs to be added again at time of renewal.
How is the car insurance cost or premium calculated in Bahrain?
Your car insurance premium is calculated using a combination of factors that help insurers assess the level of risk and the cover you need.
These may include:
- Your vehicle – its make, model, age, market value and repair costs.
- The driver – factors such as age, driving experience and claims history.
- Your cover – whether you choose comprehensive or third-party insurance, along with any optional add-ons.
- Your policy excess (deductible) – choosing a higher excess may reduce your premium.
- Other underwriting factors – insurers may also consider additional information relevant to your policy.
The final premium will vary depending on your individual circumstances and the level of cover you choose.
Check GIG car insurance plans & pricesCan I transfer my no-claims discount if I switch insurance provider to GIG Gulf?
Yes, the no-claims discount or no-claims bonus, is transferable.
To do this, you'll usually need to provide a valid No Claims Certificate or other proof of your claims history
from your previous insurer.
Your eligibility and the discount applied will depend on GIG Gulf's underwriting criteria and the documents
provided.
Get a quote online and benefit from your No Claims Discount on switch to GIG insurance.
What is the process to claim insurance in case of an accident in Bahrain?
If you're involved in an accident in Bahrain, follow these steps to start your insurance claim:
- Ensure safety and report the accident – Make sure everyone is safe, then contact the Bahrain Police to report the accident. A police report is required for all insurance claims.
- Obtain the police report – The police will assess the incident and issue an official accident report, which will state who is at fault.
- Submit your claim to GIG Gulf – Once you have the police report, you can submit your claim online or contact GIG Gulf directly through your preferred channel.
- Receive your claim reference – After submission, you will receive an SMS or confirmation with your claim reference number and the next steps.
- Vehicle inspection and repair – Based on your policy coverage, your vehicle will be directed to an approved workshop or garage for assessment and repairs.
- Claim settlement and repair updates – You can track your claim status and receive updates until your vehicle is repaired or the claim is settled.
The exact process may vary depending on your policy type and coverage benefits.
Submit your claim with GIG Gulf and get support throughout the process.
Does car insurance in Bahrain cover damages in other GCC countries?
Yes, but coverage for driving in other GCC countries depends on your policy.
Some car insurance policies in Bahrain include GCC coverage, while others offer it as an optional add-on. If included, it allows you to drive your vehicle in GCC countries such as Saudi Arabia, UAE, Oman, Kuwait, and Qatar, subject to your policy terms and conditions.
For GIG Gulf policies, GCC cover is typically available as an optional benefit on selected comprehensive plans, such as Motor Prestige or Motor Perfect.
If your policy does not include GCC coverage, your insurance will only be valid within Bahrain unless additional cover is purchased.
Always check your policy documents to confirm whether GCC cover is included and any territorial limits or conditions that may apply.
Get a quote to check if GCC coverage is included in your plan.
How does the off-road coverage work?
Off-road driving (such as desert or unpaved terrain) is not covered under third-party car insurance in Bahrain. This means damage to your own vehicle is not covered if you drive off-road.
GIG Gulf comprehensive plans include off-road coverage, but only if it is specifically stated in your policy and under specific conditions. Please read the policy handbook for more details.
Coverage is subject to your policy terms and conditions and does not apply if the vehicle is used in violation of applicable laws or policy exclusions.
Check your policy or get a quote to confirm if off-road cover is included.
What are the consequences of driving without valid car insurance in Bahrain?
Driving without valid car insurance in Bahrain is illegal and can lead to serious consequences.
These may include:
- Fines issued by the authorities
- Black points on your driving licence
- Vehicle impoundment
- Liability for all accident-related costs out of pocket
- Difficulty registering or renewing your vehicle insurance in the future
Car insurance is mandatory in Bahrain, and at a minimum, third-party liability cover is required for all registered vehicles.
Make sure your insurance is active to stay protected and compliant with the law.
Check GIG car insurance plans & pricesCan I include family members under my car insurance policy in Bahrain?
Car insurance in Bahrain does not require you to list family members separately as passengers— they are already covered under the policy for third-party liability and passenger injury, depending on your cover type.
However, if a family member wants to drive your car, they must be legally allowed under your policy. Some policies automatically cover family members who have your permission to drive, while others may require them to be declared as named drivers.
It is important to check your policy terms to confirm who is allowed to drive the vehicle.
Check your policy or get a quote to understand driver coverage for your family members.
How do I renew my car insurance policy online?
You can renew your GIG Gulf car insurance online in just a few simple steps:
- Log in to MyGIG or visit the GIG Gulf website and click on Renew.
- Enter your policy or vehicle details to retrieve your renewal information.
- Review your renewal quote and select your preferred coverage options.
- Confirm and complete your payment securely online.
- Receive your renewed policy instantly by email or SMS.
Renewing online is quick and ensures your coverage stays active without interruption.
Renew your car insurance online with GIG Gulf in minutes.Motor Insurance documents
Download terms and conditions with product details
