WC_BLOG_ARTICLE_Protecting Your Home While on Summer Vacation

Essential Home Insurance Tips

09 July, 2024 7 min read

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Summer is the perfect time for families to take vacations, explore new destinations, and create lasting memories. However, the prospect of leaving your home unattended can be unsettling. Ensuring your home’s safety and security is paramount to your peace of mind.

 

Home insurance protects your property and belongings against risks such as theft, vandalism, fire, and natural disasters. When your home is unoccupied for an extended period, the likelihood of incidents increases because no one is present to notice and address issues promptly. Home insurance offers essential financial protection and peace of mind, knowing that your home is secure even in your absence.

While home insurance provides a vital safety net, enhancing your home’s security with proactive measures is essential. Unoccupied homes can attract burglars, but home insurance covers losses from theft and vandalism, offering financial protection if your home is targeted. Accidents like burst pipes or electrical faults can also cause significant water or fire damage. Home insurance can cover repair costs, mitigating the financial impact of such incidents.

Here are some essential tips to keep your home safe while you enjoy your summer vacation:

1. Install a Security System

A comprehensive security system with alarms, cameras, and motion detectors can deter potential burglars. Many modern systems also offer remote monitoring, allowing you to monitor your property from anywhere in the world. This is particularly important in the UAE, where the Ministry of Interior reports a spike in burglary cases during summer when many residents travel abroad.

2. Notify a Trusted Neighbour

Let a trusted neighbour know that you will be away. They can help keep an eye on your property, collect mail, and even park their car in your driveway to give the appearance that someone is home. Statistics show that homes with visible activity are less likely to be targeted by burglars.

3. Use Timers for Lights

Set timers on indoor and outdoor lights to mimic your regular lighting patterns. This can create the illusion that someone is home, deterring would-be burglars. Simple measures like these can significantly reduce the risk of break-ins.

4. Secure Windows and Doors

Ensure all windows and doors are locked securely before you leave. Consider reinforcing sliding doors with a metal bar or rod in the track to prevent them from being forced open. Properly securing entry points can prevent many burglary attempts.

5. Manage Social Media Wisely

Avoid posting about your vacation plans on social media until you return. Publicly sharing that your home is empty can make it an easy target for burglars. Security experts say sharing too much information online can inadvertently invite criminal activity.

6. Unplug Non-Essential Electronics

Unplugging electronics can prevent potential fire hazards and save on energy costs. This includes items like coffee makers, toasters, and televisions. With over 500 fire incidents reported in residential buildings in Dubai in 2022, taking this simple step can mitigate the fire risk.

7. Fire Safety Tips

Fires are a significant risk, especially in summer when heat can exacerbate the situation. According to the Ministry of Interior, civil defence teams responded to 2,473 fires in 2023, with homes accounting for 1,636 fires.

Here are some tips to prevent fire hazards:

  • Check Smoke Detectors: Ensure all smoke detectors work correctly and replace batteries if needed.
  • Unplug Appliances: In addition to unplugging non-essential electronics, ensure kitchen appliances and any other potential fire hazards are turned off.
  • Clear Flammable Materials: Remove any flammable materials around your home, such as dry leaves or paper.

 

Review and Update Your Home Insurance Policy

Before you leave for your vacation, take some time to review your home insurance policy. Ensure it covers the current value of your belongings and any recent home improvements. If you’ve acquired valuable items, such as electronics or jewellery, consider adding extra coverage for these items.

Additionally, check if your policy includes coverage for temporary living expenses. In case of significant damage that makes your home uninhabitable, this coverage can help cover the cost of accommodation and related expenses.

Protect your home with GIG Gulf’s Home Insurance.

If you are looking for home insurance, GIG Home Insurance provides tailored solutions and comprehensive coverage, including:

  • Building Insurance protects the value of your house against fire, accidental damage, and fixture breakage.
  • Contents Insurance: Safeguards your belongings from fire, explosion, lightning, earthquake, and more, including transit losses.
  • Owner & Occupiers’ Liability Insurance: Covers claims made against you or your family.
  • Tenant's Liability Insurance: Protects you if held legally liable for damage to your landlord’s premises.

With customisable policies, affordable plans, a hassle-free online service, 24/7 emergency home assistance, and unmatched customer service, GIG Gulf stands out as the best choice for home insurance. For more information, visit our website UAE, Qatar, Bahrain, Oman

 

Just before you go….

By integrating thorough home insurance coverage with adequate security precautions, you can embark on your summer vacation assured that your home is secure. The reassurance that your property is protected enables you to fully enjoy and relax on your holiday.

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GIG Home Insurance Holiday Home Insurance Home Insurance benefits Home Insurance for summer
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